Are you in the market to buy a new home?
There are many things to consider as well as prepare before you begin your search so that you can have a positive and successful house-hunting experience.
First determine your preferred location. Location is crucial. How far are you willing to drive to work? If you have children, where do you need to live in order to fall into your preferred school zone? Do you want something quieter, out of town, with scenery, or are you looking to be in town closer to town, shopping centers, etc. Identifying your priorities as far as location will help your realtor narrow down properties that will fit the needs of your family.
Make a list. Check it twice.
Do you know what you want and need in a home? Make a list before you start house hunting. Breakdown what features you absolutely must have in a home, which features you would like to have but can live without, and what you definitely don't want.
The goal is to find the home that will be the right home for you and your family without settling on one that will not suit your needs.
If you are having trouble figuring out where to begin, take a walk through your current home and start thinking about what you like/dislike, things you wish you had, etc. Make a habit of creating the same mental list when visiting the home of friends and family.
Happy Hunting! If there is anything we can do to help you along the way, let us know!
Getting all your financial ducks in a row...
A good place to start before beginning the search for your new home is making sure you have your finances in order.
This will get you headed on the right path to owning the home of your dreams.
The next step is picking a Lender you trust and getting pre-approved. This will save you from falling in love with a home that you can't afford or you may even realize you can afford more home than you realized. Talk to your lender and determine how much you qualify for. Offers are taken more seriously and can be more successful when there is a pre-approval letter from your lender in place.
If you can't put 20% down, don't become disheartened. You may still qualify for a loan. There are several programs that require no or little money down. Talk to your lender and see if there is a program out there for you.
Get Professional Help - No we don't mean a therapist, unless you need one, then by all means... But, seriously, there are some very good reasons to work with a Realtor, and we are not just saying that because we are a team of Realtors...
Yes you can find the home of your dreams searching the internet, but a trained buyers agent can help you with strategies and negotiation through the bidding process, and it doesn't cost you the buyer a dime. A buyer's agent is there to protect your interest. They have resources to assist in your home search, can help provide objective information about each property and help you negotiate, as well as make sure that the closing process flows smoothly.