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Sellers Properties

Jim Sellers,Broker/Senior Vice President

Rent Vs. Buy

"The rent vs. buy decision often is a lifestyle choice and a matter of timing. While mortgage rates are rising, most mortgages have a fixed interest rate, so payments are stable and long-term values grow, which is an investment consideration for potential buyers. Rents tend to trend up, and are expected to rise in 2014, but landlords are responsible for all maintenance costs. While owning a home comes with yard work, repairs and insurance costs, there are also significant tax benefits available to homeowners.

For people who plan to stay only a few years, or have insufficient cash, renting is often the best option. In many areas today it is still cheaper to buy than rent a comparable home, and the long-term benefits of home ownership often outweigh the benefits of renting."

- Realtor. org

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